• Credit Insurance
  • Debt Protection
  • Guaranteed Asset Protection
  • Lender Development Program
  • loanliner.com Online Lending
  • LOANLINER Compliance Solutions
  • Mechanical Repair Coverage
  • Mortgage Insurance
  • Predictive Loan Growth
Family eating at the breakfast table
Protect More Loans, More Ways

Serve your members better and operate at peak efficiency.

Mechanical Repair Coverage

The average car repair costs more than $1,100.1 6 in 10 Americans can't afford a $500 unexpected auto repair.2 With Mechanical Repair Coverage (MRC), you can offer a vehicle service contract to your members, to help in protecting them from unexpected vehicle repair costs. Because members are holding onto vehicles longer, MRC could be more important today than ever before. Use MRC to protect more members, more ways – and increase non-interest income for your credit union.

Two Convenient, Complementary Distribution Channels

Vehicle Loan Transaction

Your loan officers can engage members during their highest propensity to purchase.
Direct Marketing Channel

Reach the 90% of members who don’t have a vehicle loan with you. We help by marketing to them on your behalf.

The New Direct Marketing Channel Allows You To

  • Protect ALL eligible members, at a competitive price
  • Direct members to an online shopping experience, with access to expert customer service through a dedicated call center
  • Earn more non-interest income
  • Implement with minimal time and resources needed

Protect More Loans, More Ways

MRC is one of the products available in our comprehensive lending suite.

Additional Resources for Our Customers

1From 2017 average credit union member Mechanical Repair claim costs. 2Bankrate Money Pulse Survey, 2017. MEMBER’S CHOICE® Mechanical Repair Coverage is made available to you by CUNA Mutual Insurance Agency, Inc., and is insured by Virginia Surety Company, Inc.
MRC-1830810.2-1217-0120